Helping your business prosper


Heritage State Bank offers a variety of Business Banking services designed specifically for businesses. Whether you need options for working capital, funds for business expansion or equipment purchases, or more flexibility in cash flow, you'll find that HSB is always committed to providing the personal attention you want and the responsive service that helps your company grow.

 
Online Business Banking Services


Internet banking gives you the convenience and flexibility to manage your finances any time day or night in a secure environment.

With Internet Banking, you can:

  • View your account balances and detailed transaction history.
  • Transfer money between accounts.
  • Save time and money paying bills online.

Pay your bills online and save yourself the hassle.

Discover the ease and convenience of paying bills over the Internet. Cut down on the amount of paper in your life, and save time and money from writing checks, stuffing envelopes and buying stamps. And funds are not withdrawn from your account until the payment due date!

With the Online Bill service, you can:

  • Send payments to anyone in the United States - large businesses, such as your phone company, a small businesses, or a friend - anyone you would normally pay by a paper check.
  • Set up recurring, occasional, or one-time payments. With just a few clicks, you can schedule a payment to pay at a future date, or you can schedule a recurring payment - an auto or insurance payment for example - to be paid on the same day for the same amount every month and never have to worry about it again!
  • Receive bills electronically from leading merchants.

Secure access to your accounts, 24 hours a day, 7 days a week.

When it comes to your money, security is the number one issue. With high-end firewalls and exclusive encryption software, it’s like having a bank vault available anytime, anywhere.

Sign up for Internet Banking and Bill Payment today!

  • It’s so easy to apply, and there’s no software to install on your computer.  A high speed internet connection is all you need.  Ask one of our team members for more details. 

 
Business Line of Credit

Heritage State Bank makes small business credit convenient for you.  We offer lines of credit for all your business needs.  And with an easy application process and fast approval, you can respond quickly to every opportunity.

Accessing funds from your Small Business Line of Credit is simple - just write a check from your account. Or easier yet, use our Business Online Banking product to process an advance to your account from your home or office.  

 

 
Commercial Mortgages and Construction Loans

Commercial Mortgages
Heritage State Bank's commercial mortgages are convenient and affordable, and feature the security of fixed monthly payments for various terms.  Available for purchase and refinance of industrial, warehouses, retail establishments, offices and other properties.

Construction Loans
Heritage State Bank provides flexible and innovative loan structures for the purchase and development of commercial and residential properties. 

For more information, call:

  • Lawrenceville: Kevin Kavanaugh (618) 943 - 1038
  • Vincennes: Ryan Burns (812) 882 - 5560
  • Haubstadt: Elliott Kavanaugh (812) 768 - 0000