Regular Savings
Benefits:
Earn interest and save your hard earned money.
Rate Information: The interest rate and annual percentage yield are included in our Rate Chart.  Stop by one of our offices, or call to get current rate information. 
Balance Information: You must maintain a minimum balance of $250.00 in the account each day to obtain the disclosed annual percentage yield.
Limitations: You must deposit $1000.00 to open this account.  You may make six "convenient" withdrawals from your account each quarter.  All other transactions are unlimited.  Call a Heritage State Bank customer representative for more details.
Account Fees: A minimum balance fee of $15.00 will be imposed every month if the balance in the account falls below $250.00.  The following fees apply to this account: Excess Withdrawal Fee: $3.00 per withdrawal in excess of account limitations, and Dormant Account Fee: $3.00 per month if no activity or contact for over one year.