The Personal Bank

Welcome to the online home of Heritage State Bank.  Since our founding, we have strived to serve our communities with honesty and integrity.  We have developed this website to offer our customers the same level of service they have come to expect at our branches.  Our online system is your vital source for up-to-the-second information on all your accounts.

Check out these helpful sites:

FDIC Deposit Insurance Estimator
EDIE lets consumers and bankers know, on a per-bank basis, how the insurance rules and limits apply to a depositor's specific group of deposit accounts—what's insured and what portion (if any) exceeds coverage limits at that bank. EDIE also allows the user to print the report for their records.

St. Louis Federal Reserve Bank
The St. Louis Fed is responsible for promoting a safe, sound, competitive and accessible banking system along with stable financial markets.

Give yourself a Credit Checkup
To make sure your credit is in good shape, get your latest credit reports.  Under Federal law, you are entitled to free annual reports from the three major credit bureaus (Experian, Equifax, and TransUnion), and you can access them online.  Click the link for the official cost-free annual credit report site.